My Dutch village is now complete. I’ll pack it away soon, to wait till I’ve painted up an enemy force from May ’40 Miniature’s forthcoming Fallschirmjäger (German paratroops) Kickstarter for my 1940 Dutch to fight.
The final addition was to make the canal. I simply sprayed some textured sandpaper dark green, then edged the banks with sand and flock. Simple and effective, especially with the addition of some random bits of fencing and a couple of boats.
The back gardens on the left are a Sarissa Precision product, which just happened to match the dimensions of two of my cardboard row houses. The only thing I had to adapt was to draw a little more crazy-paving to align the garden paths with the the back-doors of each house.
By the way, some people have asked why I use 1/72 scale buildings with 28mm figures. The answer is that I prefer my houses to have a small footprint, as they then don’t dominate the table as much. In any case, wargamers usually play with underscaled trees, rivers and hills, so also having smaller buildings makes sense.
DRESSING THE LINES 
Wonderful looking village, looks realistic. I’ve always thought that going down one size level from the size of miniatures used looks good. That is, use HO 20mm buildings with 28mm figure; 15mm buildings with 20mm figures, etc.